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The savings scheme requires a minimum initial deposit of AED 100, with subsequent deposits accepted in multiples of AED 100 and The plan is limited to a duration of 12 months

⁠The installment amount must be paid monthly without any arrears, though customers have the flexibility to make payments on any date within the same month according to their convenience

⁠Advance monthly payments are accepted; however, the scheme can only be redeemed after the agreed-upon maturity period

The scheme amount covers the price of gold and making charges up to 18% only. If the customer purchases additional weight beyond the deposited amount, they will be required to pay the extra cost for the additional gold weight, along with any additional making charges and VAT charges

In the EGP scheme, customers are not eligible for any additional discounts from the tag price

⁠If a customer purchases an item with a tag price exceeding 18%, they will receive an 18% discount on the making charge

Customers are unable to combine any other store promotions, offers, or any discounts, any kind of coupons / vouchers on the same invoice

Each installment amount must remain consistent throughout the entire period

Cash refund is not permitted on this scheme

⁠If a customer redeems the scheme before the maturity period, they will not be eligible for any scheme benefits

⁠The scheme does not involve fixing of gold prices

The customer can avail of the benefit only after the maturity date at the prevailing gold rate.

Customer can enjoy the benefit for the amount which is deposited excluding the 5% VAT

⁠At the time of purchasing the gold ornaments, customer shall produce all installment receipts

At the time of purchase, applicable charges such as tax rates, stone charges, and charges for customized ornaments will be applied

⁠The account can only be transferred to the individual nominated by the account holder in the enrollment form at the time of joining

Payment is accepted only in cash or via bank transfer. Please note that bank transfer payments may take up to 24 working hours to be acknowledged and for the receipt to be issued

The Company reserves the right to modify, amend, add, or remove any part or all of the benefits of the scheme without prior notice

Customer Name:

Emirates ID No:

Declaration

I acknowledge that I have fully read and understood the above-mentioned terms and conditions of the scheme agreement and that I will comply with the same.

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ALHIND GOLD AND DIAMONDS
MAIL: INFO@ALHINDJEWELLERS.COM
Call : +971 55 579 0594
DUBAI - UNITED ARAB EMIRATES

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